What These Terms Actually Cover
When you open an account on aan123, you enter into an agreement that governs how you use the platform, how your account balance is managed, and how transactions via DANA, OVO, or GoPay are processed. These terms apply from the moment your account is created and
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remain in effect for as long as it stays active. We may update them when our processes change — if that happens, we will notify you through the contact method on your account before the update takes effect. It is your responsibility to read the current
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version before each session. Accounts are for personal use only; sharing access or operating multiple accounts under one identity is not permitted under these terms. Deposits made through DANA, OVO, or GoPay are subject to the same fair-use rules as any other funding method — credits
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are applied to your account balance, not held externally. If a transaction is disputed, you have the right to raise it with our support team and receive a written response within a reasonable period. Availability of any feature or product on aan123 depends on where local
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law permits access, and nothing in these terms overrides applicable Indonesia regulation.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.